The best Bank of America Credit Cards

BankAmericard® Credit Card

We begin this list with the oldest and strongest card in the Bank of America Credit Cards ranking. This card offers a 15-month long introductory promotion, where you will get a 0% APR charge for all purchases and balance transfers you make. After the promotion ends, the APR is calculated based on a variable of 14.49% – 24.49%. This card does not have an annual maintenance fee (No Fee) and you will not have an APR penalty for late payments.

Cash Rewards Bank of America® Credit Card

Known as the best option to spend on the purchase of food and basic services. This card offers rewards bonuses of up to $ 200 after spending at least $ 1,000 on purchases during the first 3 months of account opening. On the other hand, the Cash Back is 100% insured and its rate is 3% in selected stores. In addition, you will get 2% Cash Back in wholesalers and department stores, and 1% in unlimited Cash Back in the rest of the stores of your choice. The best choice for those who are starting in the world of credit cards, since it has an interest rate of just 15% and its annual maintenance fee is $ 0.

Travel Rewards Bank of America® Credit Card

This card is the favorite of the students, and it is the reason why it has a place in our shortlist of favorites for 2020. You will be able to earn redeemable points just by using this card when you are traveling. The best part of acquiring this product is that its annual maintenance fee (Fee) is $ 0, you will not have restrictions or blocks, and the points you accumulate never expire. If you choose this product you will have a welcome bonus valued at 25,000 points when you make purchases over $ 1,000 during the first three months of opening your account. Welcome points are fully redeemable for $ 200 traveler vouchers.

All Bank of America Credit Cards

There is an extensive list of Bank of America Credit Cards. The products within this bank are organized as follows:

  • Cash rewards (Cash Back Card)
  • Travel and airline rewards (Travel Rewards Card)
  • Lower interest (Low APR Card)
  • Points rewards (Rewards Card)
  • Build or rebuild credit (Build Credit Card)
  • Students Cards

Below we will show you all the Bank of America Credit Card options:

Premium Rewards Bank of America® Credit Card

  • What type of card is it? Cash Back Card / Rewards
  • Who is it for? It is a card aimed at the average consumer, ideal if you are looking for your first credit card.

This credit card was the winner in the BEST Rewards ranking, carried out by USA Today. It is an ideal Bank of America credit card for the average consumer, who wants to keep his credit margin up to date and requires moderate use of this product. Its main benefits are:

  • Annual maintenance fee (Fee) of $ 95 per year
  • Introductory APR $ 0
  • APR for transactions after 15 months of use is 17.49% – 24.49% (variable)
  • Earn unlimited points that do not expire, 2 points for every $ 1 spent on travel and food purchases. However, there are rewards for any purchase you make.
  • You can get up to $ 200 in airline combo credits. In addition, you will get travel benefits worldwide.
  • Exchange of cash (Cash Back) as direct deposit in checking and savings accounts within Bank of America.
  • Members of Preferred Rewards (The Bank of America Rewards System) earn 25% -75% more points on every purchase. The points within this financial institution are calculated as follows: 3.5 points for every $ 1 you spend on travel and food purchases. While Preferred Rewards members earn up to 2.62 points for every $ 1 spent.

Susan G. Komen® Cash Rewards Visa® Bank of America® Credit Card

  • What type of card is it? Cash Back Card / Rewards
  • Who is it for? Aimed at the general public who wish to obtain cash reimbursements for selected purchases

It is a special edition card for the fight against breast cancer. For every purchase you make with this card, you will be collaborating with the Susan G. Komen® association, which has received more than 9.5 million dollars in donations to date, thanks to this Bank of America credit card. Its main characteristics are:

  • Guaranteed Cash Back. You’ll get 3% cashback on the category of your choice, plus 2% cashback at wholesale stores and 1% unlimited cash back on all other purchases. This system works every quarter up to a limit of $ 2,500
  • 0% introductory APR, during the first 15 months of account opening (includes Balance Transfer) extended to 60 days of account opening.
  • Regular APR is variable between 15.49% to 25.49%.
  • Preferred Rewards members earn 25% -75% more cashback on every purchase.

US Pride Bank of America® Credit Card

  • What type of card is it? Cash Back Card / Rewards
  • Who is it for? Aimed at the general public who wish to obtain cash reimbursements for selected purchases

Bank of America Credit Card addressed to the public in commemoration of the independence of the US It has a wide range of benefits in Cash Back, and other rewards, ideal for the average citizen. Its main characteristics are:

  • Guaranteed Cash Back. You’ll get 3% cashback on the category of your choice, plus 2% cash back at wholesale stores and 1% unlimited cash back on all other purchases. This system works every quarter up to a limit of $ 2,500
  • No Fee, the annual maintenance fee is $ 0
  • 0% introductory APR, for the first 15 months of account opening.
  • Regular APR is variable between 15.49% to 25.49%.
  • Guaranteed rewards. $ 200 cash rewards bonus offer online after purchases over $ 1,000 in the first 90 days of your account opening.
  • Preferred Rewards members earn 25% -75% more cashback on every purchase.

Alaska Airlines Visa® Bank of America ® Credit Card

  • What type of card is it? Travel Rewards Card / Rewards
  • Who is it for? This card is ideal for recurring travelers, as you will get discounts on miles and a bonus on purchases that do not expire.

Bank of America Credit Card is ideal for recurring travelers who want to obtain various benefits in miles. Its main characteristics are:

  • Guaranteed rewards. You’ll earn 40,000 bonus miles worth $ 120. To qualify, you must make purchases greater than $ 2,000 within the first three months of opening your account.
  • More rewards are available. By using your credit card regularly you will get additional bonuses of $ 120. Valid on all Alaska flights booked on alaskaair.com with no blackout dates.
  • Save with a free checked bag on Alaska flights for yourself and up to six other guests on the same reservation.
  • Earn 3 miles for every $ 1 on qualifying Alaska Airlines purchases and 1 unlimited mile for every $ 1 spent on all other purchases.
  • Miles do not expire as long as the account is active.
  • Enjoy a 50% discount on day passes at the Alaska Lounge.

Spirit Airlines World Mastercard® Bank of America® Credit Card

  • What type of card is it? Travel Rewards Card / Rewards
  • Who is it for? Ideal for recurring travelers, you will get discounts on miles and a bonus on purchases.

It is an ideal credit card for the average consumer. You will get various benefits in miles, shopping bonuses, and others. This product is ideal for the average consumer since it does not require great requirements to be assigned. Its main characteristics are: 

  • (Fee) or annual maintenance fee valued at $ 95 au that has an introductory fee of $ 0 for 3 months.
  • APR for purchases valued at
  • Guaranteed rewards. Earn up to 30,000 bonus miles. You’ll earn introductory rewards of up to 15,000 bonus miles after your first purchase, after making purchases over $ 500 in the first three months after your account is opened.
  • Double your miles for every $ 1 spent in any establishment where you pay with your credit card.
  • Reward redemptions with this card start at just 2,500 miles for cardholders.
  • This card does not charge interest for foreign transactions.

Allegiant World Mastercard® Bank of America® Credit Card

  • What type of card is it? Travel Rewards Card / Low Fee
  • Who is it for? Allegiant Recurring Mileage Bonus Card.

This bank of America credit card is ideal for the average citizen since it has the lowest Fee in comparison to the price/quality of benefits. L os recurring travelers who want to earn rewards miles and various discounts on Allegiant are the ideal customers for this product. Its main characteristics are:

  • This card has a Fee of $ 59 per year, the most competitive rate on the market, compared to all the benefits it offers.
  • Variable APR between 17.49% – 25.49%
  • This bank of America credit card was a winner of Best Airline Co-branded Credit Card, According to USA Today
  • Guaranteed rewards. You could earn up to 15,000 bonus points, equal to $ 150 off your next Allegiant trip. This reward is available, as long as you make purchases over $ 1000 during the first three months of account opening.
  • 3 points for $ 1 on Allegiant purchases, 2 points for $ 1 on qualifying restaurant purchases, and 1 point for $ 1 on all other purchases

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